We collect nonpublic personal information about you from the following sources: 

• Information we receive from you on applications or other forms, including those received electronically;
• Information about your transactions and experiences others; and
• Information we receive from a consumer reporting agency.

We may dislcose the following kinds of nonpublic information about you:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income;
• Information about your transactions with us or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

• All of the information we collect, as described above in the section "Information We Collect About You". Before we disclose the information to any of our service providers or joint marketers, we require them to agree to keep the information confidential and secure and to use it only as authorized by us.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

In order for Central Insurance to provide you with the maximum benefits and services, we request that you keep your information as up-to-date as possible. If you have questions or concerns regarding the accuracy of your personal information at Central Insurance, please contact us. We will investigate your concerns and make any changes as needed.